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Baby Boomers are becoming aware that they are experiencing a different type of retirement than the previous generation.
Compared to other generations, these confident and independent Baby Boomers admit that:
+ They need more money than their parents' generation to live comfortably.
+ Their generation is more self-indulgent than their parents'.
+ They will be healthier and live longer.
Baby Boomers were born into the beginning of a long and prosperous world economy. Their children also grew up in prosperity. Now, as the world economy dips into a long period of economic recession, the Boomers approach their retirement years---while many still support their unemployed or underemployed adult children.
Boomers are exceptional for their numbers, but also for their training. Most of them attended college, making them the most educated generation in American history.
Most Baby Boomers (the cohort of Americans born between 1946 and 1964) believe that they will still be working during their retirement years. The oldest, born in 1946, reached 65 in 2011 as they began retirement age over the next several years.
Eight in ten say they plan to work at least part-time--and others envision starting their own business or working full-time at a new job or career--according to an AARP Segmentation Analysis: Baby Boomers Envision Their Retirement. This "phased retirement" of Baby Boomers will shape the American workplace and compensate for a severe talent gap due to a shrinking supply of new workforce entrants. Phased retirement will allow Baby Boomers to engage in work they enjoy while providing needed income.
Boomer Retirement Life Tips explores their personal strategy and saving for retirement to where they will retire, how to handle aging parents and adult children, to health and wellness tips for aging like fine wine and deciding on a phased retirement or encore career.
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